Mera Ghar Mera Ashiana Housing Finance Scheme
News, Online Services, TV, Uncategorized January 9, 2026 1 Comment on Mera Ghar Mera Ashiana Housing Finance SchemeMera Ghar Mera Ashiana Scheme Makes Homeownership Easier for First-Time Buyers in Pakistan
The Mera Ghar Mera Ashiana Special Housing Finance Scheme has been introduced by the Pakistani government to support first-time homebuyers, especially low and middle-income families.
To qualify, applicants must be Pakistani citizens with a valid CNIC and must not already own a house or apartment. The scheme allows financing for several purposes: purchasing a house or apartment, constructing a house on an existing plot, or buying a plot and then building a house. Property size is capped at 5 marlas for houses or up to 1,360 square feet for apartments.
Financing is offered under two tiers.
Tier 1 provides loans of up to PKR 2 million at a subsidised markup of 5 percent,
Tier 2 offers financing up to PKR 3.5 million at an 8 percent markup. The repayment period can extend up to 20 years, with the first 10 years subsidised by the government. The scheme covers up to 90 percent of the property value, requires only 10 percent equity from the buyer, and does not charge processing fees or prepayment penalties.
Overall, the initiative aims to make homeownership more accessible and affordable, reduce the housing gap, and encourage greater property ownership across Pakistan.
Mera Ghar Mera Ashiana Housing Finance Scheme
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